What is Two-Factor/ Two-Step Verification and How does it Work?

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We all know that fraud and online scams are more prevalent now than they have ever been before; it seems like there is always somebody out there who wants to steal your cash or identity! That is last thing anybody wants is to discover someone has accessed your account without authorization.

That is why software providers are coming up with new ways to protect you from the dangers of the internet. Recently, you may have seen two-factor or two-step verification, which is a way to add an extra layer of security to your devices. This is definitely something that you want to learn more about and use on your devices from now on.

Just as the name suggests, this system works by requiring two-step verification before you can access your account. It uses the system of combining two different factors to confirm that you are who you say that you are. This means that it asks you something that you know, like your password and then something that you have, such as another device and to enter a code to confirm your identity. This makes sure that you are the one that is accessing your account. This prevents scammers who have managed to get hold of your account details from logging in and stealing information or money. Sounds good, right?

So, what can the second step involve? Well, it can be a variety of things, depending on the software you are using and what you want to select. After all, you have the choice of what one you want to use. For example, you can choose to get codes via text message right to your phone. You can even opt for a phone call instead. Whatever is going to be the best for you to choose. Don’t worry, it is simple enough and there are always instructions to follow so that you don’t lock yourself out of your account.

Two-step verification really does make your accounts secure. Think about it; if someone has stolen your password, it is unlikely that they are also going to have your phone. With access to only one layer that they need, they will be denied entry to your account. This is way better than just having only a password because they would be able to steal your details and money quickly and there would be nothing you could do about it.

Of course, you may be thinking; do I really have to do this every time I login to my account? Well, the answer to this question is no. Software designers have thought about this in advanced and created what is known as ‘trusted devices’. We understand that this can get a bit boring and there is sometimes an option to not complete the two-step verification again on this device. This will save you time if you use your computer or tablet all of the time. This means that you will only have to use it if you enter your details onto a new device somewhere different.

So, don’t hesitate to enable your two-step verification on your personal accounts today. Lots of brands that you know are now using this security measure in an attempt to protect their users from hackers and scammers. For example, Apple, Facebook, Twitter, Google and Windows 10 are now using two-step verification. What are you waiting for?

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